Profile page for RUPERT - KitchenDaily UK

RUPERT
Member Since Jan 7th, 2009

Recent Comments:

Pensioner arrested for sex on the beach {Lemondrop UK}

Aug 13th 2010 7:09PM
"COME OUTSIDE , THERE'S A LOVELY MOON OUT THERE "... Joe Brown

(He should be so lucky, does anyone know the lady concerned ?)

Woman escaped speeding fines by claiming her dead mother was driving {Autoblog UK}

Aug 7th 2010 4:52AM
Tony (above) is 100% 'right on the money' when he says that proper driving is not self righteous driving.

There is also nothing 'weak' about obeying the law and 'doing as you are told'. This is something that the current younger driving population (who never got a smack, or told 'NO' at school) just don't seem to get.

It just makes BIG social and financial sense to drive correctly.Indeed, having a clean licence is something to aim for or to keep.

People who just habitually speed really need to ask themselves the question "Why am I doing this?" Is it just a juvenile need to flout the law?, or am I doing this because I feel it gets me places faster ?

Speeding points will cost you BIG money eventually (fines and high insurance)
and /or a driving ban will 100% RUIN YOU ! +++ It might even kill someone AND get you locked up for a long time, which is actually exactly where you belong if you can't follow increasingly important social safety rules.

The simple truth on todays crowded roads is that it makes no sense whatever to speed when all a speeding driver does is arrive at the next set of lights , or the back of the next traffic jam about .5 of a nano second before the cars he's just overtaken. On any given 20 mile journey you will (at best) make up only 2 minutes or less on your arrival time by driving like a fool.

You see it all the time ......an idiot with foot to the floor, screaming past you, only to be seen braking like mad at the next lights. All that does is to heat up and wear the brakes and tyres out and use heaps of fuel at £1.20 ltr. It gets him nowhere and many of these constant clots are already driving with 10+ points.

I have run a successful business for over 30 years and in that time have covered over 1 million miles in a great variety of cars and I can honestly tell you that over those many years I never saw anyone arrive at a meeting a second earlier by breaking the speed limits. Professional drivers and sales reps will also tell you that it makes no difference at all to your call rate by speeding. The best way to help that is to change your route to avoid hold ups etc.

ie: Use your brain and not your foot !

SO !...SLOW DOWN.....ENJOY THE RIDE !

Woman escaped speeding fines by claiming her dead mother was driving {Autoblog UK}

Aug 7th 2010 4:20AM
WELL SAID TONY !.

I TOTALLY AGREE with all you've said

Rupert

Pound in your pocket worth nothing {Daily Finance UK}

Aug 5th 2010 4:13AM
I don't think this is a problem at all....because.

Think about it !!!

(a) We are told that the 'private / forged ' £1 coins aren't worth anything.

(b) and we already know that the 'official' Royal Mint £1 coins aren't worth anything anyway.

(c) ....So! ...if the 'private' coins and the 'official' coins actually both work in machines and neither (by common acceptance) is actually worth anything, then the Government is actually saving money by allowing private enterprise to produce these equally worthless coins on its behalf and thus saving the Government's own considerable die making, metal and re-minting costs.

For instance ......If you could get someone to put a set of four perfectly useable, new, but 'unbranded' tyres on your car FOR FREE, would you object to the person coming onto your drive ?

Only the goverment could see to suddenly spend a vast fortune replacing a gate catch that has been broken for years !

Citi scrambles to sell rotten Egg bank {Daily Finance UK}

Aug 5th 2010 2:44AM
EGG BANK.

Yes, I remember these people. This is the on-line bank which about three years ago and suddenly "Out of the Blue" wrote to about 30,000+ customers and stopped peoples' credit cards with about 30 days notice.

The letters all basically said, "you are not the type of person we wish to continue lending money to." They even stopped the card of a leading Lake District M.P., who like most of the many others had a perfect payment record and a 100% credit rating, and who raised the matter in The House of Commons.(see Hansard)

On behalf of a similar 'shell-shocked' friend who also got one of these 'we hate you' letters, I dealt with Egg at that time and found them to be perhaps THE most ignorant group of morons that ever besmirtched the high street.

Most of these "egg-refusenicks" had pretty much perfect and good long term payment records and were either paying off their cards in full each month (and thus making Egg no money) or, were making totally correct and on time minimum payments as per their credit contracts.

I asked an on-line Egg agent, just what my "100% credit and payment spotless" friend had to do to 'again become' the type of person that Egg wanted to lend money too....The answer was a simple, "I don't know".

So ......what is a man to do when he's credit spotless and that still isn't good enough ?? Egg didn't know and neither frankly did anybody I spoke to at that time in the banking industry.

When Egg pulled these good peoples' credit lines it actually started, for many people who had few other credit sources available, a domino chain reaction which in a good number of cases led to serious long term financial damage and other effects including a whole raft of personal insolvencies and bankruptcies.

At the time Egg did this classic American 'panic boat rocking', exercise the British financial world was actually looking quite good, but the fairly new owners of Egg ( the U.S.A. based Citigroup ) were beginning to suffer under the U.S. sub-prime morgage problems and were looking to better balance their books by 'eventually' recovering the outstanding and unsecured British debts on these Egg UK credit cards.

But, what actually happened was (because of the current British laws on personal unsecured debt and bankruptcy where all or most debt is written off ) that Egg lost its shirt by being expedient and greedy with about 10% of its previously loyal, well borrowed but largley up to date client base.

As a professional, I would love to know just how much,(or little) of that unsecured Egg card debt actually ever got repaid....and more to the point, how much of it got totally abandoned or written off by the courts.

Had Egg just been level headed and continued supporting these loyal borrowers I would submitt that most being normal Brits would have just kept jogging along and paying in their own time honoured way. Egg would then have had continued incoming cashflow and some profit, but the way they did it made no sense at all ..............and clearly, looking at the current "fire-sale" situation it finds itself in, it certainly made no money.

The fact that Mr Branson and his bright and progressive
Virgin Finance is 'not interested' does, in my opinion, just about sum up what this basket of cracked eggs is really worth ............"£0"

+Having seen the way Egg treated my best friend and
some many other pretty good and loyal customers, from a marketing point of view the brand name is now 'Junk' .

In short, and in the flavour of their own letter "These the
type of bankers that YOU might like to borrow money from?"

Woman escaped speeding fines by claiming her dead mother was driving {Autoblog UK}

Aug 4th 2010 2:32PM
" The words of a woman should be written on the air or the waters of a fast flowing stream"

Gaius Valerius Catullus
(Roman Republican Poet)
(84 BC – 54 BC)

NOTHING NEW THERE THEN LADIES !

Woman escaped speeding fines by claiming her dead mother was driving {Autoblog UK}

Aug 4th 2010 12:17PM
The judge should have locked her up for 15 years for (a) Perjury (b)Perverting the Course of Justice (c) Impersonating another person with intent to defraud the public purse...So !...Just what DO women have to do today to get properly punished. They ride around flouting the law on mobile phones, doing make-up at traffic lights or on the move and speeding at the same time. If you tell them about it all you get is a mouth full of acid that would make a Fish-Wife sick. Just try lying to the police about your identity or having a wet shave at the wheel and see what happens to you if you are a man. The administration of the law in this country is fast becoming a bloody joke. Basically if you are rich (or a woman) you can do exactly what you want, drive as fast as you wish and then tell the police a heap of crap and nobody can or will do anything. I have drivers going past my house every minute of the day at 50-70+mph on what is basically a bad bend on a country lane with a clear 30 mph limit and the police just arn't interested to do anything despite the recent death of a child and many local resident meetings. What we will have soon is 'no cameras' and 'no police' and a lot of very badly injured and dead people.

Britains biggest divorce settlement - are divorces really fair? {Walletpop UK}

Aug 3rd 2010 6:19AM
Same Old Same Old.... As a previous contributor quite rightly just said, " Let's face it, all women see marriage as a meal ticket".

I will qualify that by saying, "The value of any man to a woman is directly proportional to the size of his wallet and is only ever equal to the amount he wrote on his last cheque"

Always remember chum, when the cash stops, you're out !

After a lifetime of contact with lying, unfaithful and greedy women and three divorces I am more than amply qualified to tell you all about female motives for marriage and having been, (for no actual reason other than "the law allows it" ) financially gutted to the point of death I am now at last back from the mythical pink cloud world of "Love" and am now thankfully living in the real world where 'true love' is defined as looking after ME.

In this new and basically well educated age this is THE reason that there are now so many 'single' households. Men are now living alone either by sheer choice or after having been 'finally woken up' and battered into financial submission by the courts.. Thus men are the ones who are ellecting to stay single, leaving legions of women writing to the papers and asking "where are all the decent men" (The answer is, "in hiding until it's safe to emerge") . Today, any intelligent well paid man with good earnings, even better prospects or assets would be a total idiot if he ever got married. So why would he do that? ........For Sex ? You are joking arn't you ? ...That's a joke as the 'free love' usually ends on the way back from the reception and it's certainly over afer the first child arrives.

Any energetic lad who wants a decent amount of sex these days is better of by £millions if he buys it on a commercial basis, as in truth all he's doing if he gets married is 'paying for it'. At least if he does a cash deal with a decent 'professional' lady he gets what he wants with no financial hangover and in the morning she's not complaining about the grass needing cutting, she's not leaving with the Wide Screen TV or asking a court to give her the house and £100 million.

No, divorce settlements like these just add weight to the validity of that old and trusted American mens' saying.
"IF IT FLOATS, FLIES, OR F***S ....Lease it" !
(Boats, Aircraft, or Dames)

So Lads .......You have beed warned !

World's first full face transplant patient appears before cameras to hail donor {Asylum.co.uk}

Jul 27th 2010 4:52PM
I am so glad for this man that he is now about to start on a new life. We are, all of us, so very very lucky to live at a time in history when this sort of miracle surgery is starting to be available. The clever doctors who have pioneered this operation should be congratulated for their skill and perseverance with this man. May his God or Higher Power bless him on his journey.

Insurance fraud stats show we must never fib to insurers {Walletpop UK}

Jul 24th 2010 3:23AM
I think that 'foggytown' is basically quite correct. Although there is clearly no excuse for outright fraud, it has been and indeed still is, the entire fault of the insurance companies that we have arrived where we are in all of this.

Insurance, in its origins was a Gentleman's agreement between two parties. The insured person paid a premium to the insurer to cover a risk based upon the assessement of the risk which was itself and calculated by the insurer.

Then, when the unthinkable happened and the insured made a claim the insurer paid out. Simple ! . This system made the insurers no money , so , what then started to happen was 'small print'.........this is where the insurers employ very clever lawyers to make the background agreement so complicated that the insured was in practical effect not insured at all .......and basically all it did was make the insured feel better as he 'thought' that he was covered and in turn made the insurers richer as they had to pay out less.

Example : What has just happend with the ash cloud is typical of the way insurance works today........The client pays up and insures his holiday arrangements against delay and then he gets delayed by the ash cloud ......The insurers then initially say,
" Ah ! sorry, that's not covered, as it's an Act of God and our policy does not include outcomes and situations that are not predictable"

Then the upset insured says says ." Well, I thought we had insured for delays caused by, well, anything unforseen and unpredictable that causes a delay" and "Isn't that WHY we insured in the first place ?"

Then the previously law abiding insured then sets his cap against the 'slick and basically fraudulent' insurance company who have in truth virtually stolen his premium monies. The insured then embarks on his own retaliatory insurance scam by 'loosing' his £5000 Rolex watch on his next holiday.

As a young man of 23 with a new house I once had an entire roof hot water tank header system fall over in the loft (the substandard chipboard platforn collapsed under it due to seepage from tank seams).......it poured several hundred gallons of water through the broken ceiling and down into the house and totally ruined many thousands of pounds worth of carpet ,decorations, and furniture etc . As a prudent young family man I was insured up to my neck via the normal House Buiders insurance scheme , the **** property insurance company and another contents insurance company.

But you guessed it. Nobody wanted to pay out as this was clearly a case of "the fault of the carpenter who made the roof support platform for the tank" ( but he had gone bust) ......."or the tank manufacturer who made the tank itself" (they denied responsibility) ...... After over two years of fighting the house builders **** Insurance Company paid for the repairs and my 'scabby' contents insurers were eventually MADE and SHAMED into paying up by a High Court Judge. In the interim period myself and my family were living with friends, and/or sitting on bare floor boards while the contents insurers tried all ways up to aviod paying out what was then the fairly major sum of about £10,000.

These days I tend not to insure as I used to, as I feel it's an almost certainty that I just won't get paid out whatever happens. So far, so good .....and I also havn't had to 'lose' my Rolex to make up for lost and stolen premiums !

The Moral of the Story is :
USE INSURANCE COMPANIES AT YOUR PERIL !!

Note: ( What you should do is insure yourself against NOT being paid out by your insurance .........a winner every time !)